Private Placement Life Insurance (PLLI), also known as Unit-Linked Life Insurance, is an established and internationally recognised tool for wealth preservation and transfer.

It consists of a policyholder owning the policy and one or more lives assured together with appointed beneficiaries, who will receive the proceeds from the policy upon death of the last surviving life assured.
PPLI is adaptable to the most complex of situations, and its robustness and flexibility make it highly complementary to other wealth planning solutions such as Trusts or Universal Life.
Compared to the very popular Universal Life insurance solution, PPLI provides different benefits as it can be truly tailored to suit the unique needs of individuals and their families, with the potential to enhance financial planning and wealth portability. PPLI also allows for investments in a broad and diversified range of asset classes to build diversified portfolios.
It is a highly efficient tool for Asia-based ultra-high net worth families to protect, preserve and pass on their wealth to the next generations.